The Hawaii State Teachers Association is committed to working with the state and private sector to create a menu of options so teachers can afford housing in Hawaii.

HawaiiUSA Federal Credit Union presents the HSTA Welcome Home Mortgage Program to provide educators stronger financial security through affordable and simple mortgage financing.

As an HSTA member, you’re eligible for benefits including:

  • As low as 3-percent down payment with mortgage insurance,
  • Flexible qualifying ratios and income limits,
  • Closing cost credit of 1% of the loan amount, and
  • One-time free interest rate float down.

Borrowers may not have an ownership interest in any other residential property within or outside state of Hawaii within the last three years.

More on the HSTA Welcome Home Mortgage Program

HawaiiUSA Federal Credit Union is holding a webinar on Wednesday, May 20, at 3 p.m. to provide members with more information.

Register online here