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Resources to help you plan for retirement

What HSTA members need to know about lowering student loan debt and more

Are you thinking about your retirement? Do you have questions about how it works, and, more importantly, will you have enough money to retire?

In partnership with the NEA Member Benefits (MB) Corporation, HSTA offers financial education and retirement workshops.

Our NEA MB vetted Retirement Specialists have been working with HSTA members over the past few years on their retirement needs.

As an HSTA member, you have access to the following:

  • Complimentary consultation for retirement planning (Do I have enough to retire? When can I retire?)
  • ERS estimates (How much will my pension be?)
  • Social Security optimization (When is the best time to take out Social Security?)
  • Portfolio reviews (Is my portfolio too aggressive, too conservative, or just right?)
  • NEA-endorsed 403(b)s
  • Advice on budgeting

Fall 2020 webinars

NEA Member Benefits and NEA Retirement Specialists are inviting you to a Zoom seminar series. Click on the session date to register. You will need to register separately for each you would like to attend. After registering, you will receive a confirmation email containing information about joining the meeting.

Missed one of our webinars? Don’t worry they are offered repeatedly throughout the year. This post will be updated when new sessions become available. To set up a one-on-one meeting or invite an NEA Retirement Specialist to conduct a workshop for your school, contact NEA Retirement Specialists at (808) 951-7185. Advisers will be available over fall break. If you have any questions about the program, contact your HSTA Member Services Committee chapter representative.

Planning Your Financial Journey

Length: 45 minutes with Q&A to follow

This seminar is geared toward members in their 20s to 30s. It begins with a quick introduction to your State of Hawaii ERS pension and Social Security benefits, and focuses on setting financial goals, budgeting, learning about various investment vehicles, the importance of investing early, and an introduction to insurance. We will also cover which teachers might be eligible for the Student Loan Forgiveness Program.

  • Wednesday, Aug. 26, 3:30 to 4:15 p.m.
  • Thursday, Sep. 3, 3:30 to 4:15 p.m.
  • Friday, Oct. 9, 11:30 a.m. to 12:30 p.m.

Register for Planning Your Financial Journey

Navigating Student Debt

Length: 1 hour

Your union is working on several fronts to help with the student loan debt crisis in this country. We want to help you on a personal level to better understand these programs and move toward forgiveness. Please join us to learn the facts about the current federal loan forgiveness programs, including some of the changes currently effective as part of new stimulus bill. You will also learn how to access to the NEA Student Debt Navigator powered by Savi. Members with current federal loans are welcome. Student members may also be interested.

  • Thursday, Sept. 10, 3:30 to 4:30 p.m.
  • Thursday, Oct. 22, 3:30 to 4:30 p.m.

Register for Navigating Student Debt

Related post: Online tool helps members manage, reduce student loans

Maximizing Your Paycheck-Utilizing Member Benefits

Length: 30 to 45 minutes with Q&A to follow

Make the most of your union membership. As a member of NEA you have access to more than 75 programs and services developed specifically for members to save them time and money. Please join us to learn how to access these benefits and start saving now. You will also learn about the NEA MB Member Assistance Program, which supports members who face financial challenges such as non-renewals, layoffs, or salary cuts, or experience devastating losses due to a natural or other major disaster.

  • Tuesday, Aug. 25, 3:30 to 4:15 p.m.

Register for Maximizing Your Paycheck-Utilizing Member Benefits

Are You on Track to Retire?

Length: 1 hour with Q&A to follow

This seminar is geared to members in their 50s and 60s and will focus on getting ready for retirement. We will be talking about the State of Hawaii ERS pension and Social Security. We will also be covering retirement projections, various investment vehicles, the importance of the catch-up provision for those over 50 years old, your risk tolerance as you prepare to retire, and long-term care insurance. This seminar will also include a quick introduction to estate planning (wills, trusts, probate, and legacy planning).

  • Friday, July 24, noon to 1:30 p.m.
  • Thursday, Sep. 24, 4 to 5:30 p.m.
  • Thursday, Nov. 5, 4 to 5:30 p.m.

Register for Are You on Track to Retire?

How to Maximize Social Security

Length: 45 minutes to 1 hour with Q&A to follow

This seminar covers the basics and rules behind Social Security, including why the Social Security filing decision matters, how you can manage it and determine the right filing strategy and age, and how to integrate the decision into a comprehensive retirement plan.

  • Monday, Oct. 5, 11:30 a.m. to 12:30 p.m.
  • Thursday, Nov. 19, 3:30 to 4:30 p.m.

Register for How to Maximize Social Security

All about 403(b)s and Management

Length: 30 to 45 minutes with Q&A to follow

This seminar goes over the different types of 403(b)s offered in the Hawaii State Department of Education. It also covers the questions that you should be asking of your financial adviser. It also goes over the differences between strategic (passive) management and tactical (active) money management.

  • Thursday, Oct. 15, 3:30 to 4:30 p.m.
  • Thursday, Nov. 12, 4 to 5 p.m.

Register for Types of 403(b)s and Management

403(b)s for the New Educator

Length: 30 to 45 minutes with Q&A to follow

This seminar goes over the basics of investing and different types of 403(b)s offered in the Hawaii State Department of Education. It also covers the questions you should be asking your financial adviser.

  • Wednesday, Sep. 16, 3:30 to 4:30 p.m.

Register for 403(b)s for the New Educator


What will your retirement look like? Click here for NEA MB's retirement income calculator. You must log in with a registered account.


Our HSTA-Retired Membership Committee also offers a checklist: Nine steps to a happy retirement.

The Hawaii Department of Education has contracted third-party National Benefit Services (NBS) to coordinate a retirement education program for DOE employees. For this program, financial companies and advisers pay a fee to NBS and receive certification to present NBS-approved retirement education workshops.

These presentations are for educational purposes only and are not allowed to contain any material about products. HSTA would like to stress that these presenters are not being vetted by the DOE or NBS for their ability or skills as a financial adviser.

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