Details
HawaiiUSA Federal Credit Union presents the HSTA Welcome Home Mortgage Program to provide HSTA members stronger financial security through affordable and simple mortgage financing for their new purchase or refinance. HSTA members are eligible for benefits including:
- As low as 3-percent down payment with mortgage insurance,
- Flexible qualifying ratios and income limits,
- Closing cost credit of 1 percent of the loan amount, and
- One-time free interest rate float down.
Borrowers may not have an ownership interest in any other residential property within or outside the state of Hawaiʻi within the last three years. Click here for more information.