Details
Starting a new teaching job is exciting, but waiting for your first paycheck can be worrisome. HawaiiUSA FCU created the “Smart Start Loan” for new teachers to bridge the financial gap from the first day of school till payroll is processed. Loans up to $5,000 help lessen the financial stress on waiting for your first paycheck.
Details:
- The loan term is 24 months at fixed at 4.00% Annual Percentage Rate (APR)
- No payments required for the first 90 days
- No previous membership required
- J-1 VISA employees not eligible at this time
To apply:
- Form 5 used as verification of income.
- Come in to any branch. Click here for locations.
- Apply online here. Please have them notate “Smart Start Teachers Loan” in the Description/Reason Area to alert our loan officers.
Teachers started HawaiiUSA FCU in 1936 and we have continued and will continue to support Hawaiʻi’s educators.