Enroll by Feb. 28 for guaranteed issue

Posted: February 20, 2026

I​​​​​f you sign up for HSTA VEBA Trust insurance products by Feb. 28, you are guaranteed to be covered and there are no additional forms to complete. Hereʻs whatʻs available:

Accident insurance

Accident insurance can help pay for costs associated with accidental injuries like broken bones, dislocations, and concussions. As an added benefit, when you enroll in Accident Insurance, the HSTA VEBA Trust will subsidize $5 toward your monthly premium. For example, if you enroll in the gold plan, after the subsidy, you would pay only 77 cents per month.

Learn more about accident insurance

Critical illness insurance

Critical illness insurance provides lump-sum payments for medical conditions such as cancer, heart attacks and strokes. This type of insurance is only available during open enrollment in February.

Read more about critical illness insurance

Long-term income protection insurance

Long-term income protection insurance offers a safety net in case you become ill or injured, and are forced to go without a paycheck for 12 to 46 months. It will pay up to 66 ⅔% of your income, or a maximum monthly benefit of $7,000. This type of insurance is only available during open enrollment in February.

Learn more about long-term income insurance

Short-term income protection insurance

Short-term income protection insurance provides up to 60% of your salary for 90 or 180 days. HSTA VEBA Trust will pay $10 of your monthly premium.

Read more about short-term income insurance

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